Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
What Happens To My Savings Accounts If My Company Closes?
Posted: October 13, 2019
What Happens To My Savings Accounts If My Company Closes?Many employers today offer health savings accounts (HSAs), flexible spending accounts (FSAs), and 401(k) retirement savings accounts as part of their company group benefits. These types of savings accounts are a valuable part of an overall compensation package that employers use to attract and retain top talent. But the world business is uncertain, and companies may go under. What happens to your savings accounts if...
HSA Vs. FSA: Which Is Better?
Posted: September 13, 2019
HSA Vs. FSA: Which Is Better?Health Savings Accounts (HSAs) and flexible spending accounts (FSAs) are group benefits offered to employees that are similar in some ways. Both are accounts that allow you to make tax-free contributions to save for medical costs. However, there are several key differences between HSAs and FSAs. What Is An HSA? An HSA is a health savings account with tax advantages, used in combination with a...
The Importance of Key Person Insurance for Small to Midsize Businesses
Posted: August 24, 2017
Key person insurance is life insurance on a proprietor, partner, or a valued employee who is key to the successful operation of a business. Small and midsize businesses typically have one or a few key persons who are primarily responsible for generating revenue. Examples include the partners in a two-attorney law firm, the sole cosmetologist in a small beauty salon, or the owner-founder chef of...
How Small Businesses Can Avoid Insurance Mistakes
Posted: August 4, 2017
How Small Businesses Can Avoid Insurance MistakesIt takes hard work, dedication, creativity, and tenacity to get a small business up and running successfully, and it makes sense to have the right insurance coverage in place to protect it. In fact, purchasing business insurance may be one of the most important decisions you make. The right coverage can help prevent unforeseen events from ruining all you have worked so hard to build....
The Importance of Workers' Compensation
Posted: July 3, 2017
The Importance of Workers' CompensationWe know how important workers' compensation insurance is for your business. It can be one of the largest expenses your business pays, and there are various insurance markets for your specific industry. You need an agency that will do the legwork to find the policy that will be most affordable and best suit your enterprise. We proudly serve business owners and take great pride in...