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Tag: Pennsylvania

The Importance of Key Person Insurance for Your Startup

Posted: May 15, 2017

If you are the founder of a startup, chances are that you and your co-founders live and breathe the business, and without you, the enterprise would not exist. That is why key person insurance is essential for your startup. What Is Key Person Insurance? Think of it as life insurance for your company. While a regular life insurance policy is designed to compensate the spouse...

Business Owners Package Insurance: What You Should Know

Posted: April 20, 2017

Many small to medium sized businesses can get business owners package insurance (often called "BOP”), which simplifies the entire insurance coverage problem. A business owner package insurance policy is more affordable, as there are several forms of insurance in one "package.” All business owners have concerns about staying protected against financial losses, and for good reason. It is impossible to know what the future will...

The Hidden Value of Employee Sick Days for Business Owners

Posted: April 1, 2017

While it can be easy to see how sick days would be beneficial to your employees, they are equally valuable to you as an employer. Taking a day or two off from work affects immediate productivity, but the consequences of employees “toughing it out” and coming to work sick are far greater.  Coming to Work Sick: Why Not to Do It When there’s a lot to be accomplished...

5 Ways Key Person Insurance Can Save Your Business

Posted: March 20, 2017

For small businesses that rely on two or three core members to operate, the death of one person could easily mean the demise of the company. Key person insurance is a life insurance policy paid for by the company, for which the company itself is the beneficiary, and can be a deciding factor in determining whether or a business can survive the death of a...

General Liability Insurance and Why Your Business Needs It

Posted: March 7, 2017

As a business owner, you take every step you can to ensure the safety of your clients and the quality of the products and services you provide. We can’t know every type of incident that can occur in the course of doing business, and general liability insurance provides vital protection for when it does. Not only will this coverage protect your financial health when something...